Āgāmi karma is the “arriving” karma—the fresh results of present actions that will bear fruit in the future. Unlike sañcita (accumulated) and prārabdha (already-fructifying), āgāmi is constantly being generated through the sense of doership. Vedānta teaches that while the ignorant continually produce new karmas, the knower of the Self is free from āgāmi, for action without ego cannot bind.
